AEPS Retailer ID
Be the neighbourhood bank — with just a fingerprint
AEPS (Aadhaar Enabled Payment System) lets your customers withdraw cash, check their balance and get a mini statement from their Aadhaar-linked bank account — using only their Aadhaar number and fingerprint. With an AEPS Retailer ID, your shop becomes a trusted banking point for your area.
💰 Earn commission on every eligible AEPS transaction, as per your plan.
A transaction, step by step
- 1Customer gives their Aadhaar number and selects their bank
- 2Customer places a finger on the registered biometric device
- 3Transaction is authenticated and processed instantly
- 4You hand over cash — your wallet is credited, and you earn commission
Benefits for your shop
- Daily footfall from customers who need cash nearby
- No bank branch or ATM visit needed for your customers
- Commission on eligible transactions
- Simple, app-based operation
Eligibility, documents & requirements
Eligibility
- Indian citizen, 18 years or above
- Running shop / retail outlet
- Active bank account in your name
Documents needed
- Aadhaar card
- PAN card
- Bank account details / cancelled cheque
- Shop photo (inside & outside)
- Passport-size photo
What you need
- Registered biometric (RD) fingerprint device
- Android smartphone or PC
- Stable internet connection
🛡️ Complete KYC is mandatory. All transactions must be genuine and follow RBI, NPCI and card-network guidelines. Charges and settlement timelines depend on your plan and provider.
From application to live
Apply
Fill the application with your basic details.
Submit KYC
Share Aadhaar, PAN, bank and shop details.
Verification
Our team verifies and processes your application.
Go live
Get your ID, app access and training — start earning.
Apply for your AEPS Retailer ID
Share your details and our team will call you, confirm the documents and start your application.
Do customers need a debit card?+
No. AEPS works with the customer's Aadhaar number and fingerprint — their bank account must be linked to Aadhaar.
Which fingerprint device do I need?+
A registered (RD service) biometric device. Our team will guide you on compatible models during onboarding.
How long does activation take?+
Once your KYC documents are verified, activation is usually quick. Our team keeps you updated at every step.
Add more services to your counter
📲 UPI Cash Withdrawal Merchant ID
Accept UPI at your counter and offer UPI-based cash withdrawal to customers.
View details →💳 Credit Card Withdrawal Merchant ID
A merchant ID to accept Visa & Mastercard credit card transactions for card-based withdrawal services.
View details →🟠 RuPay Credit Card Withdrawal Merchant ID
Accept RuPay credit cards — including RuPay credit card on UPI — at your counter.
View details →Refer retailers & earn
Know shop owners who need these IDs? Become a KS TechX Partner and earn commission on every sale.